Earn 6% cash back
First 6% retailer
Second 6% retailer
Earn 3% cash back Choose one 3% cash back category of your choice: bills and home utilities, gas and EV charging stations, or Wholesale clubs.
3% category choice
Earn 1.5% cash back
All other purchases
Earn 5.5% cash back on prepaid travel booked directly in the Rewards Center
Hotels and car rentals
Cash back earn percentages require the cardmember to opt-in each quarter. For full details, please see the Disclosures section at the bottom of the page.
Yearly cash back breakdown: First major retailer: 0 dollars. Second major retailer: 0 dollars. Grocery stores: 0 dollars. All other purchases: 0 dollars. All other purchases: 0 dollars. Yearly cash back of 0 dollars plus welcome offer* of 200 dollars equals first year cash back estimate of 200 dollars. *Earn the Shopper Cash Rewards welcome offer of $300 with $2,000 in eligible purchases within the first 120 days.